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Individual Retirement Accounts

An IRA (Traditional or Roth) is a retirement account established for the exclusive benefit of an individual, offering the benefits of tax deferral. Accrued interest on Roth IRAs is tax free.  Click here to see current rates, or come in and visit with one of our helpful customer service representatives.

  • $500 deposit will open this account.
  • Quarterly interest statements and maturity notice.
  • No set up or management fees.
  • Yearly contributions can be made periodically or in a lump sum.
  • Account may be opened at any age up to 70 ½.
  • Contributions may be made until tax return due date.
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