Checking

With a wide variety of options available, Bank of Bolivar has the perfect checking account to fit your needs. Let one of our experienced bankers help you choose the account that's right for you.

• Ultimate Free Checking
• Free Checking
• Basic Checking
• Simple Interest Checking
• Basic Interest Checking
• Premium Interest Checking
• Senior Checking
• Overdraft Privileges
• Switch Kit

 

Ultimate Free Checking Account

• Pays CD-level interest and refunds ATM fees nationwide when three requirements are met during monthly qualification cycle.
• Requirement #1: enroll in electronic statements (paper statements are not an option with this account). 
• Requirement #2: have at least one direct deposit or ACH auto-debit posted to the account during the cycle.
• Requirement #3: have at least 10 debit card transactions posted to the account during the cycle. 
• When monthly requirements are not met, account remains free and pays a base level of interest, but ATM fees are not refunded.
• No minimum balance requirement.
• $100 deposit will open this account.
• No monthly fees.
• Personal accounts only.
• Free online account access for personal accounts.
• Free bill pay is available online.
• Debit card provided with this account.
• 24 Hour Banking information line.
• Free E-statements are available.
• For more information, go to  www.ultimatebankaccounts.com

 

Free Checking Account

• No minimum balance requirement.
• Monthly descriptive statement with check safekeeping.
• No monthly fee.
• Free online account access for personal accounts.
• Free bill pay is available online.
• $100 deposit will open this account.
• ATM/Debit Card available.
• Free E-statements are available.
• 24 Hour Banking information line.

 

Basic Checking Account

• $500 minimum balance waives monthly service charge of $5.00.
• Monthly descriptive statements with images of checks returned.
• Free online account access for personal accounts.
• Free bill pay is available online.
• $500 deposit will open this account.
• ATM/Debit Card available.
• Free E-statements are available.
• 24 Hour Banking information line.

 

Simple Interest Checking Account

• $500.00 minimum balance waives monthly service charge of $5.00.
• Monthly descriptive statement with check safekeeping.
• Free online account access for personal accounts.
• Free bill pay is available online.
• Interest is paid monthly using the daily balance computation method.
• $500 deposit will open this account.
• ATM/Debit Card available
• 24 Hour Banking information line.
• Free E-statements are available.
• Interest rate varies according to the following tier levels:
  • $500 - $3,999.99
  • $4,000 - $7,999.99
  • $8,000 and above

 

Basic Interest Checking Account

• Basic Interest Checking Account.
• $750 minimum balance waives monthly service charge of $7.50.
• Monthly descriptive statement with images of checks returned.
• Free online account access for personal accounts.
• Free bill pay is available online.
• Interest is paid monthly using the daily balance computation method.
• $750 deposit will open this account.
• ATM/Debit Card available
• 24 Hour Banking information line.
• Free E-statements are available.
• Interest rate varies according to the following tier levels:
  • $750 - $3,999.99
  • $4,000 - $7,999.99
  • $8,000 and above

 

Premium Interest Checking Account

• $750 minimum balance waives monthly service charge of $7.50.
• Monthly descriptive statement with images of checks returned.
• Free online account access for personal accounts.
• Free bill pay is available online.
• Interest is paid monthly using the daily balance computation method.
• $750 deposit will open this account.
• ATM/Debit Card available.
• 24 Hour Banking information line.
• Free E-statements are available.
• Interest rate varies according to the following tier levels:
  • $750 - $74,999.99
  • $75,000.00 and above

 

Senior Account
(For customers 55 years of age or over)

• No minimum balance requirement.
• Monthly descriptive statement with check safekeeping.
• No monthly fee.
• Free online account access for personal accounts.
• Free bill pay is available online.
• $100 deposit will open this account.
• ATM/Debit Card available.
• 24 Hour Banking information line.
• Free E-statements are available.
• Additional benefits available with deposit balances of $5,000 or more.

 

Overdraft Privileges

Our Discretionary Overdraft Privilege Service can mean fewer returned check charges when you make mistakes or write a check for more money than you have in your checking account. This service is available on the Ultimabe Free Checking, Free Checking, Basic Checking, Premium Interest Checking, Simple Interest Checking, Basic Interest Checking and Senior Account. This service can provide up to $800 on eligible personal checking accounts. Please call 417-777-6500, 417-759-6500, or 417-616-6600 for a complete service description of this account.

 

Switch Kit