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The perfect account for...  those needing a temporary or secondary checking account for special purposes.  This account is not intended to be a customer's primary account.

  • MINIMUM DEPOSIT TO OPEN:  $50
  • MINIMUM BALANCE TO AVOID MONTHLY FEE:  n/a
  • MONTHLY FEE: none
  • INTEREST: n/a
  • STATEMENTS:  electronic statements included; optional paper statements available for $3.00/month
  • TELEPHONE TRANSFER FEE: $1.00 each
  • DEBIT CARD REPLACEMENT FEE: $5.00 each unless due to fraud
  • Personal accounts only
  • FDIC insured up to the maximum legal limits

Also includes:

  • FREE ATM card or debit card with Purchase Rewards feature
  • FREE Banking Your Way:  Internet banking / online bill pay / mobile app banking with SnapCheck! mobile check deposit / text message banking / 24-hour Touch Tone Teller / free use of all BOB ATMs
  • FREE Account Matchup Service:  Upon customer request, bank will evaluate if current account is the most appropriate account for customer and make recommendations if warranted
  • REFER-A-FRIEND Benefit:  Earn $20 for you and $20 for your friend each time you send BOB another customer!  (Limit of 10 paid bonuses per person per year)
  • COURTESY OVERDRAFT Consideration:  Find out if you are eligible for this program designed to pay checks and electronic items that would otherwise be returned for insufficient funds