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The perfect account for...  those needing a new beginning with their finances.

  • MINIMUM DEPOSIT TO OPEN:  $50
  • MINIMUM BALANCE TO AVOID MONTHLY FEE:  n/a
  • MONTHLY FEE: $9.95 (or $6.95 if a recurring direct deposit is set up to go into the account)
  • INTEREST: n/a
  • STATEMENTS:  electronic statements included; optional paper statements available for $3.00/month
  • Personal accounts only
  • FDIC insured up to the maximum legal limits

Also includes:

  • FREE ATM card or debit card with Purchase Rewards feature
  • FREE Banking Your Way:  Internet banking / online bill pay / mobile app banking with SnapCheck! mobile check deposit / text message banking / 24-hour Touch Tone Teller / free use of all BOB ATMs   (NOTE: SnapCheck! mobile check deposit is available only after account has been opened 6 months)
  • FREE Account Matchup Service:  Complimentary conversion upon request to other account of choice after 18 months with account in good standing (i.e. - positive balance and no more than 6 NSFs in last 12 months)
  • REFER-A-FRIEND Benefit:  Earn $20 for you and $20 for your friend each time you send BOB another customer!  (Limit of 10 paid bonuses per person per year)